Personal Finance

Donald Trump Will Knock Down the Legacy of Elizabeth Warren Regarding Payday Advance Loan

Donald Trump Will Knock Down the Legacy of Elizabeth Warren Regarding Payday Advance Loan Elizabeth Warren, Massachusetts Sen., gave an impassioned speech at an invitation-only lunch organized by the AFL-CIO after the presidential election was conceded by Hillary Clinton. She praised the crticisms of President-elect Donald Trump about Wall Street and his promise to enhance infrastructure spending before pouncing on what it meant to rebuild the economy. Warren said that the Americans want the big banks to be held accountable, but that will not happen if they sack Dodd-Frank and the cops who have the responsibility of watching such banks like, CFPB (Consumer Financial Protection Bureau). According to her, if the Republican Party and Trump turn payday advance loan institutions and big banks loose, they will be gambling with their economy and bringing it all down. The kind of stance that will be taken by the Trump administration is quite unclear as of now, but he has struck populist chords, said that he wants to…
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Life

Presidential Appointment Powers Must be Limited Soon

By now, everyone pretty much agrees that President Obama overstepped his boundaries and constitutional authorization back on January 4th, 2012. Don’t remember what happened that day? It was when he gave the head of the Consumer Financial Bureau, Richard Cordray a recess appointment. All of this eventually led to recent, troubling events. Cordray, who despite his job title is still simply a private citizen, has issued lots of potentially game-changing decisions on the part of the CFPB. In the case of State National Bank of Big Springs v. Lew, the judge said that Cordray was able to wave around a “magic wand” to help retroactively make his actions the law of the land. So then, the decision to grant recess to Cordray, and to ultimately keep him in a place of artificially inflated authority, has eroded the Constitution’s very direct instructions that limit the appointment powers of the President of the United States and will likely set a precedent that future presidents will adhere to.…
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Personal Finance

Wells Fargo Launches Path to Good Credit Website

A recent Wells Fargo & Company survey unveiled some very interesting information. According to this study, 78 percent of people in America want to learn more about how to manage their money, and 53 percent of the people who responded wanted to learn specific information about credit. To help these people learn what they need to know, the company has announced that they are launching the Path to Good Credit. This initiative includes a series of interactive websites that give consumers important information about building credit and improving their credit scores. The Path to Good Credit allows people to take quizzes, view videos and learn from informative, tip-filled articles. The end result that the company hopes is to make people more knowledgeable about their credit reports and scores. According to Gary Korotzer, an executive with Wells Fargo’s Consumer Credit Solutions group, “Understanding how to manage credit is an important ingredient in economic self-sufficiency and success. We want to provide our customers with an informative and…
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Personal Finance

Is dining out ruining your Credit Score?

It’s always fun to go out to your favorite restaurant with co-workers to do a little bit of bonding. And who can argue about how picking up some take-out food is the easiest option on extremely busy days? Heck, even joining some friends for drinks out at the local restaurant can be a great way to relieve stress. All of this dining out, though, is sure to increase your spending every month – not to mention your overall caloric intake… Many people wind up in debt – and even stuck with bad credit scores – simply because they eat out a bit too much. It’s hard to curb this habit, though, as dining out has become a staple of modern day living. An article from Forbes that was published back in 2013 reported that Americans usually spend about one thousand dollars a year on eating out for lunch alone. To understand those numbers, it would mean eating out just twice a week and spending about…
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Fast Cash

What are your Options with online Cash Loans

Online Cash Loans are an option when needing money to take care of unforeseen expenses. An unexpected emergency can occur at any time. This is a problem because many people are living paycheck to paycheck. Traditional loans are available, but hard to get approved for with bad credit. People with bad credit have a hard time getting approved for credit and loans. This is a problem when needing to get a loan for medical expenses or when needing to make emergency repairs to your home. There are options, such as loans for bad credit. Loans like cash advances, payday loans, and title loans are available to people with poor credit. The requirement for these loans is not based on credit, but on income. Text Cash Loans A text cash loan involves sending a text message to receive a loan. This method still requires going through an application process, but you can receive further loans by sending a text. A payday loan provider may charge higher…
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Tips

Having A Budget Is Important

Having a budget is extremely important. There is only so much money that there is to pay your bills and get through the month. It can be difficult to make a budget and difficult to make sure that you adhere to it. This can leave you in a very stressed out situation if you are not able to stick to it. It is very important if you make a budget to make sure that you are able to meet it every month. Simply setting up a budget is the first step, but it is not the last step that you need to take. You need to be sure that you are Saving Money and keeping everything within your budget. You not only need to make sure that you are making your budget but you are able to save some money on top of it. If you find that you are behind on your budget and you need to make up the difference quickly, then you…
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Charge card

The Differences Between a Charge Card and Payday Loan

Many people use a Charge card when needing extra money or when facing an unexpected Car Repair. A charge card is also known as a credit card. There are limitations to using credit cards. People can usually borrow a certain amount of money. On the other hand, a cash advance does not have a limit on how many times a person can borrow as long as the person’s account is in good standing. What is a charge card? A charge card requires payment every month. It does not have a preset limit. Purchases are approved based on credit record, financial resources, payment history, and spending. There is no minimum payment or interest rate because the balance must be paid in full by the due date. If the balance is not paid in full, then there is the possibility of paying late fees depending on the penalties and fees outlined in the agreement. Some credit cards have a credit limit and may allow users to carry…
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Fast Cash

Get Fast Cash For Unexpected Situations

What To Do If The Unexpected Happens. Unexpected Bills can happen to the best of us. We all try our best to stay focused on our current financial situation. It can be very overwhelming to deal with any type of unexpected bill such as Car Repair costs or medical emergencies. Applying for a fast cash loan can help you get through this difficult situation. You can access payday loans online and use the money to cover unexpected costs. This will allow you to access money now and pay it back with your next pay check. This is an excellent alternative to those who get in a financial bind in between pay days. Requirements For A Fast Cash Loan. Applying for a fast cash loan is very simple and easy. It is possible to qualify if you have less than perfect credit. All that is required for a fast cash loan is an ID card, bank account, proof on citizenship and proof of income. Your credit…
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Cash advance

Benefits Of Fast Cash And Payday Loans

Confused About Payday Loans? It is very common for most people to be confused about the benefits of fast cash and payday loans. It can be very overwhelming to understand exactly how to quality and what to expect throughout the entire process. Fast cash loans are an excellent way to access money that you need to pay for Unexpected Bills, Car Repair expenses and medical emergencies. Not matter what you need the money for, this is a great loan solution that could help you if you are in between paydays. Here are a few of the biggest benefits that these loans have to offer. Unsecured Options And No Collateral Needed. Many people think that they need to put up a car title or other type of collateral to qualify for fast cash loans. They do not realize that one of the great benefits is that no collateral is needed to gain access to the money they need now. These lenders will not require you to…
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