Personal Finance

Wells Fargo Launches Path to Good Credit Website

A recent Wells Fargo & Company survey unveiled some very interesting information. According to this study, 78 percent of people in America want to learn more about how to manage their money, and 53 percent of the people who responded wanted to learn specific information about credit. To help these people learn what they need to know, the company has announced that they are launching the Path to Good Credit. This initiative includes a series of interactive websites that give consumers important information about building credit and improving their credit scores. The Path to Good Credit allows people to take quizzes, view videos and learn from informative, tip-filled articles. The end result that the company hopes is to make people more knowledgeable about their credit reports and scores. According to Gary Korotzer, an executive with Wells Fargo’s Consumer Credit Solutions group, “Understanding how to manage credit is an important ingredient in economic self-sufficiency and success. We want to provide our customers with an informative and…
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Personal Finance

Is dining out ruining your Credit Score?

It’s always fun to go out to your favorite restaurant with co-workers to do a little bit of bonding. And who can argue about how picking up some take-out food is the easiest option on extremely busy days? Heck, even joining some friends for drinks out at the local restaurant can be a great way to relieve stress. All of this dining out, though, is sure to increase your spending every month – not to mention your overall caloric intake… Many people wind up in debt – and even stuck with bad credit scores – simply because they eat out a bit too much. It’s hard to curb this habit, though, as dining out has become a staple of modern day living. An article from Forbes that was published back in 2013 reported that Americans usually spend about one thousand dollars a year on eating out for lunch alone. To understand those numbers, it would mean eating out just twice a week and spending about…
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Personal Finance

New Credit Scoring Practices Provide Hope for Potential Borrowers

There are literally millions of people who fly under the radar of lending companies and banks, unable to secure loans because of conventional credit scoring practices. Some credit scoring companies, however, have come up with new methods of scoring credit that may make it possible for these folks to qualify for loans. This is big news that may prove to have small lending companies chomping at the bit to offer their services to this largely under-serviced sector of the population. One lending company, FactorTrust in Roswell, Georgia, stated that they have credit information on well over 10 million non-prime borrowers that the big credit bureaus don’t possess. This company even provides its own auto finance risk scores to potential customers. Another lender in Connecticut, VantageScore, uses the available information from the big three credit bureaus, and now provides a revitalized scoring method that allows them to provide credit score on roughly 35 million people who used to be “not scoreable” by conventional credit bureau tactics.…
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Fast Cash

What are your Options with online Cash Loans

Online Cash Loans are an option when needing money to take care of unforeseen expenses. An unexpected emergency can occur at any time. This is a problem because many people are living paycheck to paycheck. Traditional loans are available, but hard to get approved for with bad credit. People with bad credit have a hard time getting approved for credit and loans. This is a problem when needing to get a loan for medical expenses or when needing to make emergency repairs to your home. There are options, such as loans for bad credit. Loans like cash advances, payday loans, and title loans are available to people with poor credit. The requirement for these loans is not based on credit, but on income. Text Cash Loans A text cash loan involves sending a text message to receive a loan. This method still requires going through an application process, but you can receive further loans by sending a text. A payday loan provider may charge higher…
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Cash advance

Benefits Of Fast Cash And Payday Loans

Confused About Payday Loans? It is very common for most people to be confused about the benefits of fast cash and payday loans. It can be very overwhelming to understand exactly how to quality and what to expect throughout the entire process. Fast cash loans are an excellent way to access money that you need to pay for Unexpected Bills, Car Repair expenses and medical emergencies. Not matter what you need the money for, this is a great loan solution that could help you if you are in between paydays. Here are a few of the biggest benefits that these loans have to offer. Unsecured Options And No Collateral Needed. Many people think that they need to put up a car title or other type of collateral to qualify for fast cash loans. They do not realize that one of the great benefits is that no collateral is needed to gain access to the money they need now. These lenders will not require you to…
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Cash advance

Do You Have Bad Credit? Turn To Cash Loans For Help

Same day payday loans are revolutionary loans that have been seen as a turning point in the lending sector. These loans provide borrowers whose personal finance cannot cope with emergency needs. In most cases, lenders can appraise the application, approve and disburse the funds within few hours, usually below 24 hours. The application procedures and approval requirements are standard when it comes to fast cash loans. As a standard practice, lenders are expected to approve and deliver cash to borrowers as soon as possible. Although the approval times vary from one lender to another, most lenders will respond within 24 hours of application. How to Get the Best same Day Payday Loan Getting the best fast Cash Loans is about two essential things. First, you need to ensure that you have your complete application with all supporting documents in good time. Secondly, you want to ensure that you locate the best lender who can provide you with instant solutions at competitive rates. Many people think…
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Life

Why You Should Consider a Fast Cash Advance

The time will likely come when you find yourself in need of some cash and in a very short period of time. When this is the case, a Fast Cash Advance is exactly what you need. These Instant Payday Loans have benefited many who find themselves with a personal finance crisis and there are a number of benefits to be had when using these Cash Loans. If you have never made use of a Fast Cash Loan before, here are some of the top reasons you should consider doing so the next time you find yourself in need of cash fast. Security When you request a Fast Cash Advance online, your personal information will be kept safe when a reputable lender is used. Look for various seals at the top of the page. This may be a Truste seal, a McAfee seal or a VeriSign one. These seals let you know that the site runs daily tests to ensure the security of their clients is…
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