Personal Finance

Wells Fargo Launches Path to Good Credit Website

A recent Wells Fargo & Company survey unveiled some very interesting information. According to this study, 78 percent of people in America want to learn more about how to manage their money, and 53 percent of the people who responded wanted to learn specific information about credit. To help these people learn what they need to know, the company has announced that they are launching the Path to Good Credit. This initiative includes a series of interactive websites that give consumers important information about building credit and improving their credit scores. The Path to Good Credit allows people to take quizzes, view videos and learn from informative, tip-filled articles. The end result that the company hopes is to make people more knowledgeable about their credit reports and scores. According to Gary Korotzer, an executive with Wells Fargo’s Consumer Credit Solutions group, “Understanding how to manage credit is an important ingredient in economic self-sufficiency and success. We want to provide our customers with an informative and…
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Personal Finance

Should you pay off ALL your Debts?

There are some people who believe that paying off all of their old debts is the ultimate financial achievement. Imagine getting rid of all your responsibilities to pay your creditors every month. That has to feel pretty darn good, right? But what does it mean to pay off all your debts in full? Some people approach debt from the moral side of things. These folks believe that for a debt to truly be paid in full, it must be paid back to the organization that your originally borrowed from. This, however, is not always possible. If a debt goes to collections or if a lending institution sells your account, there is really no way to meet this lofty moral obligation. The other side of paying off your debts is paying them off completely; meaning that you don’t owe a penny to any creditor or a particular creditor as the case may be. Again, this is not always possible, either. Some people wind up negotiating with…
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Cash advance

Do You Have Bad Credit? Turn To Cash Loans For Help

Same day payday loans are revolutionary loans that have been seen as a turning point in the lending sector. These loans provide borrowers whose personal finance cannot cope with emergency needs. In most cases, lenders can appraise the application, approve and disburse the funds within few hours, usually below 24 hours. The application procedures and approval requirements are standard when it comes to fast cash loans. As a standard practice, lenders are expected to approve and deliver cash to borrowers as soon as possible. Although the approval times vary from one lender to another, most lenders will respond within 24 hours of application. How to Get the Best same Day Payday Loan Getting the best fast Cash Loans is about two essential things. First, you need to ensure that you have your complete application with all supporting documents in good time. Secondly, you want to ensure that you locate the best lender who can provide you with instant solutions at competitive rates. Many people think…
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Cash advance

What’s the Deal with Emergency Cash Loans?

There are many ways to get money in a hurry. You can take a temporary job through an employment agency, sell some furniture or an appliance, or even pick up scrap metal to sell to a recycler. Unfortunately, these things, though fast, often cannot provide money immediately. So what happens when you need cash today? That's when it's time to look at Fast Cash Loans. Are Payday Loans Expensive? Often, these loans are the solution when money is truly needed immediately. Of course, they fall into the rule exemplified by the saying "there's good, fast, and cheap. Pick any two." What you get when you sign up for a Fast Cash Advance is good and fast. Cheap, on the other hand, is a different story. When Instant Payday Loans are used as they are intended, they aren't too expensive in terms of actual cash outlay when it comes time to pay them back. There's a fee charged by the lender for taking out the loan,…
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