Life

Drones Could Replace Pizza Delivery People

Most people love pizza and many of us love to have it delivered to our doors. It is something that has been around for a while now and most of us never really think about it. Now the people who deliver those pizzas could soon find themselves being replaced by drones. Domino’s Pizza is the company that is leading the way in this new technology driven way of delivering pizza. They have hired a creative agency that is called T + Biscuits. What T + Biscuits is supposed to do is test whether or not it is possible to have an octocopter drone deliver a pizza to the customer’s door that is hot and fresh. The current prototype is called the Domicopter. Currently the Domicopter is capable of delivering two large pizzas in ten minutes as long as it is in a four mile radius. This is a good start. Being able to do this means if they continue to work at it they will…
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Cash advance

The Basics of a Fast Cash Advance

A financial crisis can occur at any time, no matter how dedicated you are to personal finance and staying on a budget. No one is immune when it comes to a shortage of money, even if the situation is only temporary. When the crisis arises, do you know where to turn? Many choose to make use of a Fast Cash Advance to help them through this difficult time. A Fast Cash Loan is a great way to move forward and yet many are hesitant to take advantage of Instant Payday Loans because they don't understand them. Knowing what these Cash Loans are and what they entail will ease these fears. What is a Cash Advance? A Fast Cash Advance goes by many names. You may have heard it referred to as a cash advance, a same day loan or a payday loan. Loans of this type may be had for anywhere from $100 to $1500 and the borrower has the funds in hand within 24…
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Interchange fee

Interchange fee is a term used in the payment card industry to describe a fee paid between banks for the acceptance of card based transactions.

Usually it is a fee that a merchant's bank (the "acquiring bank") pays a customer's bank (the "issuing bank") however there are instances where the interchange fee is paid from the issuer to acquirer, often called reverse interchange. In a credit card or debit card transaction, the card-issuing bank in a payment transaction deducts the interchange fee from the amount it pays the acquiring bank that handles a credit or debit card transaction for a merchant. The acquiring bank then pays the merchant the amount of the transaction minus both the interchange fee and an additional, usually smaller fee for the acquiring bank or ISO, which is often referred to as a discount rate, an add-on rate, or pass thru. For cash withdrawal transactions at ATMs, however, the fees are paid by the card-issuing bank to the acquiring bank (for the maintenance of the machine). These fees are set by the credit card networks, and are the largest component of the various fees that most…
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